Tag Archives: Universal credits

When is minimum wage not minimum wage?

Well wouldn’t you know it something I want to write about occurs a couple of days after my post about ending the blog!

My son is currently trudging the streets delivering leaflets and is he receiving minimum wage? Is he hell! So how does an employer get away with this? By employing him on a self-employed basis! The situation is he is self-employed but not really self-employed,  if you see what I mean. Fact is he works for no-one but this company and answered an ad which didn’t specify self-employment but that’s the deal. No wage at all just a certain amount per leaflet. This carry on is actually fairly prolific in this country and I know many people employed on this basis. Some actually get minimum wage or higher, it’s just that the company don’t want to deal with tax etc. My son is only young so although it’s annoying that he works 5 hrs and only makes enough for his bus fare for the week, it’s not a matter of not being able to feed his children. The sad thing is that working for the same company are people who have rent to pay, kids to feed and a home to run.

Under universal credit people in this situation will be hounded to get better work as obviously they don’t make enough  to live on and will have to claim something to enable them to live. Rather than being vilified these people should be applauded. Pounding the streets in all weather’s, putting their hands through letter boxes where dogs live, carrying heavy loads for several hours a day for what? A couple of pence per leaflet. What an awful situation to be in damned if you do and damned if you don’t!

The UK in 2014 what a great country to live in!

And so it goes on………….

Things just ticking along here so not posted in a while. The effective cut in benefits is starting to hit home and we are struggling to keep up with bills and putting food on the table. Although I pride myself on being able to manage on a very tight budget there will come a point when even I can no longer do it! We have to begin paying council tax next month out of less money than we have ever had to manage on before! The business idea is coming along but slowly due to the other things I have to contend with and if I don’t manage to get it up and running before Universal Credits are brought in I will struggle more than at present to make a go of it. Have still had no news from any of the voluntary work I applied for – it really is that bad round here. Am not going to give up though….. as difficult as it is to keep motivated I need to know I tried my utmost to make things work out for us.

My partner has a WRAG interview at the jobcentre next week… not sure what good it will do but we’ll see………He also has an appointment for counselling re depression.

There are casualties of this government’s policies all over the internet due to the reduction in benefits, bedroom tax and no or very low wage increases which don’t keep up with increasing prices, while at the same time MP’s begin to talk about giving themselves a 10% pay rise. It beggars belief that they really are so out of touch with the ‘ordinary people’ in this country. Could they rub our noses in it any more than this…….. believe me they will if they get the chance!! What a bunch of self-serving b*stards they are!!!!!!!

Major meltdown

Not written for a while as not much to report. Our friends have moved and are very unhappy, in fact unhappy isn’t strong enough they have sunk into a depression. The place they’ve moved to is a shit hole and they have no money to fix it up. There is nothing you can say to them is there? Personally I would have stuck it out until I could’nt go on any longer but realistically unless the jobs market changes there is little chance of them getting employment so perhaps they had no choice. It’s a really sad place to be – pushing 60 with nothing to show for it.:(

Here my partner has had a letter saying he’s in the WRAG group and detailing his benefits breakdown but we aren’t sure if this is the result of his medical or not as there wasn’t any points breakdown. Or do you only get that if they refuse you ESA? He has also had a letter with an appointment for a work related interview next month. We’ll see what happens!

Myself I’ve just had enough. I’m in the process of trying to start a business but it is off-putting when they are changing the benefit rules to penalize even this. I’ve applied for a few jobs but no joy, have applied to volunteer, no joy, it seems I’m stuck in this trap. To be honest and I’m sorry if this sounds callous but I don’t want to be where the buck stops any more. I don’t want to be the one who sorts out all the bills, keeps the house something like clean, feeds everyone, washes and irons the clothes, sits doing anything they can to make a bit of extra cash on the internet, just so we can have the things we need. I don’t want to go out shopping and come back to find the same mess I left when I went out because him indoors can’t be bothered to do anything. I’m losing the plot. Being the one who runs the house I could cope with but being the one who runs the house and has to deal with someone who is negative from the minute he rises everyday is just too much and I want out. I’ve had enough!!!

 

bad dreams!

I woke the other night from a dream where we had lost the local authority house we live in and were back in the previous home we occupied, it was more like a nightmare actually! Our previous house was mortgaged and as we had a young family and a very poor wage to live on was in a state of disrepair. As the interest rates rose we fell further and further behind with the payments, my partner became ill with mental health problems and began to need sick leave and this forced us further into debt. The upshot was we were repossessed.

We then moved to our present home and always thought we would be here until the kids had grown and then we’d opt for an old person’s bungalow. Instead we will probably be in a private rent in a worse state than our first home was. Although as I’ve previously stated we are unaffected by the bedroom tax, we will be affected by the changes in council tax benefit which begin in April. A friend affected viewed a private rent which was damp, mouldy and disgusting! Obviously these things must be playing on my mind, hence the dreams.

Together with the fact that those on benefits are being threatened by the sceptre of payment cards all these changes are enough to give anyone nightmares.  The fat cats bringing in these changes don’t understand the hardships faced by being poor in fact I’d stake my life on me being better at budgeting than them!! Once more these schemes are designed to put money in the pockets of rich private companies providing the cards, whilst charging the poor for something they never wanted. I can see many more people having to resort to food banks if this scheme goes ahead. Cameron should be ashamed of his country needing food banks not congratulating them for caring where he doesn’t and smiling whilst he does it! I hope the chaos in April costs him his job!

Here we go again!

Having sought advice from a welfare rights centre it seems that yes it is correct that you can be reviewed six months after winning an appeal for ESA. So it seems here we go again! Obviously the idea is to put off those who aren’t genuine but this is causing immense stress to those who are genuine and their families. It is not good for the health of anyone to be put through this stress on a regular basis. I have always borne the burden of the paperwork from DWP as my partner can’t cope with it all, but I’m now finding myself in the position of feeling as if I’m struggling to cope also. It’s beginning to affect my health and not for the better! I have been suffering with stomach problems since xmas, together with low mood/depression. I haven’t yet sought medical treatment but will have to if it continues. As the claim for ESA isn’t mine none of my problems are taken into account but all this uncertainty and stress is very hard for me to cope with so I really feel for people who have numerous medical issues as well as having to deal with ESA claims, bedroom tax problems and the impending changes to DLA. I have to come to the conclusion that this is the idea, make us all so ill that we roll over and take all that is thrown at us or worse decide this life isn’t worth living anymore, as so many have already done. I’d challenge the likes of Cameron, Clegg, Osborne and IDS to travel on buses around my deprived area of Britain and listen to what people really think and have to contend with on a daily basis. I regularly overhear people struggling to apply for the number of jobs asked for by the jobcentre, worrying about being ill in case they lose their job, talking about committing a crime so they’ll get help to find a home because they’re sick of sofa surfing and have exhausted every other avenue of help, and wondering what they have to look forward to. Do they want us all to turn to crime?
I for one know I can’t carry on like this. I am trying to better my prospects of getting off benefits but if this keeps on I won’t have the will or health to do anything. How does that help either the country or the individual?

FEELING DOWNTRODDEN AND DESPONDANT!

After yesterday’s autumn statement I confess to feeling a bit down and wondering where the hell all this is going to end. I had forgotten about the planned changes to council tax benefit which could affect everyone depending on what measures their local council brings in. This means that those having to find the bedroom tax may also have to find something towards their council tax too!! Where this money is expected to come from I just don’t know. Perhaps they are trying to force us all to commit crimes to make ends meet so they can criminalize us as well as demonize us? All I do know is it won’t be possible for many people to pay everything expected of them out of their benefits without something having to give.

Once again Osborne said he understood the hardships facing normal working families today. How can he? Has he ever been in the position where it was a choice between heating your home or eating? Has he ever felt the way most people on benefits feel? The endless fight, struggling to keep your head above water against what feels like a sea of despair which at times makes us want to give up. He has in effect cut the benefits we get by putting them up by 1%, not just out of work benefits but in work benefits too, whilst those at the top get a tax break. Understanding I don’t think so!!

I have been reading that they have been asking for tenders for some sort of loan system for people on benefits designed to fill in the gap when Universal Credits comes in and people are without money due to the payments being monthly, and also for afterwards to replace the DWP loan system. Obviously these firms won’t do it for love and once again those with little will end up being forced into debt. How does this help them? How is this understanding their plight. All this against the backdrop of perpetuating the myth that it’s their own fault they are on benefits even though the growth in the economy is in fact a dip and there are very few jobs being created while many continue to be lost. It’s no wonder mental health problems and suicides are expected to soar next year!

Bedroom tax

What should have been an opportunity to put across the barbarity of the changes in the welfare system last night on Question Time turned into a discussion on, well to be honest apart from Israel/Palestine I can’t remember what! There was a very small section about the cap on housing benefit during which Iain Duncan Smith was heard to say the changes don’t come in til April as if that makes it ok. He also expressed the view that he was changing people’s lives for the better and that he was proud of doing so. For the first time for a while there was a significant amount of shouting from the audience. Try telling the people who are set to lose their homes or face paying the bedroom tax in April that he’s improved their lives. Where are all the supporters of those unfortunate to be jobless? Why does everyone believe it is our fault we have no job? Do those fortunate enough to have a job really believe this is a life choice and that there are jobs out there for the taking that will provide us with the means to leave the world of benefits behind? This government has demonized those on welfare  benefits making it all our own fault. Whilst they milk the system we are financially discriminated against because we are so downtrodden we don’t know where to turn for support. Please join the campaign against this grossly unfair tax on Facebook https://www.facebook.com/groups/antibedroomtax

This also affects those on low wages in receipt of housing benefit so in effect it’s not just demonizing the unemployed, sick and disabled but also those in jobs which do not pay a living wage. It is financial discrimination! And there aren’t enough smaller properties to go round anyway. Please write to your local paper and your MP and stop this unfair tax.

Lets get this stopped before there are devastating consequences as people become increasingly desperate in the face of the increasing futility of existence on society’s scrap heap.  Make the bastards at downing street see they are doing the exact opposite of improving our lives. More houses are needed – this is what happens when social houses aren’t built and the floodgates to Europe are opened whilst private rents are allowed to soar. We need to fight not lie down in the gutter and let them wipe their feet on us. Please join us.