Tag Archives: income related

When is minimum wage not minimum wage?

Well wouldn’t you know it something I want to write about occurs a couple of days after my post about ending the blog!

My son is currently trudging the streets delivering leaflets and is he receiving minimum wage? Is he hell! So how does an employer get away with this? By employing him on a self-employed basis! The situation is he is self-employed but not really self-employed,  if you see what I mean. Fact is he works for no-one but this company and answered an ad which didn’t specify self-employment but that’s the deal. No wage at all just a certain amount per leaflet. This carry on is actually fairly prolific in this country and I know many people employed on this basis. Some actually get minimum wage or higher, it’s just that the company don’t want to deal with tax etc. My son is only young so although it’s annoying that he works 5 hrs and only makes enough for his bus fare for the week, it’s not a matter of not being able to feed his children. The sad thing is that working for the same company are people who have rent to pay, kids to feed and a home to run.

Under universal credit people in this situation will be hounded to get better work as obviously they don’t make enough  to live on and will have to claim something to enable them to live. Rather than being vilified these people should be applauded. Pounding the streets in all weather’s, putting their hands through letter boxes where dogs live, carrying heavy loads for several hours a day for what? A couple of pence per leaflet. What an awful situation to be in damned if you do and damned if you don’t!

The UK in 2014 what a great country to live in!

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A4E/Seetec

After about 5 months on the Work Programme where my partner has only visited the centre delivering this service a couple of times due to health issues, he was summoned to sign off some paperwork. If you thought the jobcentre was a shambles this was even worse! People appearing with appointments left sat waiting ages, people left sat waiting because they weren’t aware their appointment was over and advisors’ calling for people who hadn’t turned up over and over again rather than attending to those sat waiting.

A number of the clients waiting had little or no chance of obtaining employment in the present climate. I mean come on if you had the pick would you employ someone on sticks who is probably going to need time off over an able-bodied person? One client was clearly distressed but it was left to the person accompanying them to sort it out as the staff ignored them and carried on running around like headless chickens looking busy but seemingly doing very little.

Look at it logically, it isn’t actually in these companies interests to get everyone into employment, (even if that were possible) because they’d be out of a job. Fortunately my partner has had a sympathetic advisor who hasn’t yet put forward anything to cause him undue pressure or stress but we are ever aware that sanctions are possible. Newsnight on Monday screened a report from a foodbank/kitchen where a number of the service users had been on the receiving end of sanctions and the conditions that a man of 62, who had worked until 2 years ago when the  factory he worked in had closed, was living in was disgusting. This man had worked all his life and now at an age when he should be taking it easy, looking after his health and enjoying a comfortable existence, he was being hounded by the jobcentre and living in squalor.

Makes you proud to be British I don’t think. Say hello to Victorian Britain in the 21st century!!

Major meltdown

Not written for a while as not much to report. Our friends have moved and are very unhappy, in fact unhappy isn’t strong enough they have sunk into a depression. The place they’ve moved to is a shit hole and they have no money to fix it up. There is nothing you can say to them is there? Personally I would have stuck it out until I could’nt go on any longer but realistically unless the jobs market changes there is little chance of them getting employment so perhaps they had no choice. It’s a really sad place to be – pushing 60 with nothing to show for it.:(

Here my partner has had a letter saying he’s in the WRAG group and detailing his benefits breakdown but we aren’t sure if this is the result of his medical or not as there wasn’t any points breakdown. Or do you only get that if they refuse you ESA? He has also had a letter with an appointment for a work related interview next month. We’ll see what happens!

Myself I’ve just had enough. I’m in the process of trying to start a business but it is off-putting when they are changing the benefit rules to penalize even this. I’ve applied for a few jobs but no joy, have applied to volunteer, no joy, it seems I’m stuck in this trap. To be honest and I’m sorry if this sounds callous but I don’t want to be where the buck stops any more. I don’t want to be the one who sorts out all the bills, keeps the house something like clean, feeds everyone, washes and irons the clothes, sits doing anything they can to make a bit of extra cash on the internet, just so we can have the things we need. I don’t want to go out shopping and come back to find the same mess I left when I went out because him indoors can’t be bothered to do anything. I’m losing the plot. Being the one who runs the house I could cope with but being the one who runs the house and has to deal with someone who is negative from the minute he rises everyday is just too much and I want out. I’ve had enough!!!

 

Back on the ATOS medical merry go round.

Less than a year after winning our case at appeal my partner was again summoned for his ESA medical. The first one had to be cancelled due to the stress and worry causing a panic attack, but this time we made it. The bloke doing the medical tried to make small talk as we went in but after last time we weren’t going to be drawn into that. I now have too much information on how they work and realize that you are under scrutiny from the minute they set eyes on you! The examiner was trying to be friendly but now and then his mask would slip and I could see how he was trying to trip my partner up. I’m fully expecting nil points again as most of his problems are mental health issues which you can’t see and in my opinion can never really understand unless you’ve been there. I can understand why people give up bothering to claim ESA even as in some cases I know of, they are clearly to any normal person unfit for work, because the stress really isn’t worth the very small amount of extra money gained by getting it. Our household has lost over £100 in the last month with the ESA becoming income related and my son no longer a dependant but an apprentice on a very poor wage. So once again we are in the process of cutting back spending in the face of having to pay council tax we were previously exempt from as well as the cut in money. I pride myself on being financially capable ( in fact I could show CaMORON and his friends in Westminster a thing or two) but if you haven’t got enough to live on no amount of budgeting will help! The policies of this government are and will continue to result in vulnerable people facing extreme hardship. We really are going back to Victorian values and not in a good way.

More pain -council tax benefit changes

Yet another shock to the pockets of the poor and vulnerable is set to be upon us in April when changes to council tax benefit take hold. Whilst it is in the hands of each local authority to decide how to distribute the money allocated for this benefit many have taken the decision to abolish 100% benefit for working age people. This means that many of those in poorly paid work, ill, disabled or out of work will have to find something out of their meagre income towards their council tax. In the case of my friends facing the bedroom tax, our local paper is reporting that their council expects to collect at least 8.5% from those who previously received 100% benefit, which they are saying will amount to approximately £85 per year for a Band A property. So now on top of the bedroom tax of approximately £25 per week they now have at least an extra £2 to find towards their council tax. To those who aren’t struggling this won’t sound much but when you are at the bottom end of the income spectrum, every penny counts and this is just pouring more stress and hardship on top of  the already immense pressure they are under. Where will it end?

On a brighter note momentum seems to be growing in the highlighting of the bedroom tax with members of the group on facebook appearing on radio 5, channel 4 news, newspapers (details can be found here https://www.facebook.com/groups/antibedroomtax/) and pieces cropping up on various local news programmes. Well done to all those helping to highlight the cause. Here’s hoping we can get this unfair tax reversed.

Merry Xmas from DWP

I’m not much good with figures to be honest and I sometimes struggle to remember the names of MPs because many of them are so wishy-washy these days, but one thing I do know is the things this government are doing should not be happening to one person never mind the thousands it is affecting. I watched the programme on http://www.bbc.co.uk/iplayer/episode/b01pc1qb/Panorama_Britains_Hidden_Housing_Crisis/ last night and was particularly appalled by the treatment of the lady suffering from cancer. As she put it a few months of help would have seen her through until she could pick up her life again and get straight, instead she was offered a smelly flat. Disgusting!

Meanwhile Maria Miller claims 90,000+ for a second home occupied by her parents and Cameron stands up for her. This from the government that can’t stump up a few quid for housing benefit for the poorest in society. Just don’t know how they sleep at night. Whereas you or I would be prosecuted for such offences, what’s betting she gets off with it. One rule for them…..

And back here my friends’ struggling with the problem of bedroom tax have received a bill from DWP for £10 outstanding on a loan they had eight, yes EIGHT years ago! Somehow this got overlooked by DWP and themselves, possibly they were on one of their breaks from receipt of benefit and my friend had  a short period of work. They can’t remember. DWP have kindly said they can pay it out of their JSA over the two week Xmas holidays at a fiver a week. Couldn’t they have waited til after the festivities? After all they’ve waited eight years. Have those at the DWP got nothing better to do than go back over years worth of data to find such oversights? Meanwhile the likes of Miller claim thousands from the public purse for their own personal gain and that’s seen as fair. After all we’re all in it together, but some of us are in it further than others!!

 

Back where we started??

We have at last received some notification from DWP regarding the ESA claim. However it is only dated between February and April 2012 for some reason which is raising some questions for us since it’s now August! We had reason to believe that any incapacity Benefit received in the last year was taken to be your years worth of contribution based ESA but the letter states our ESA is contribution based. Is this why it only goes to April, the end of the financial year? If so why haven’t they included payment details for April to now? The payment breakdown is also confusing! They state they must take a percentage of my partner’s ill-health pension (from last employer) off the ESA, but then they have added a top up so that we don’t lose any money?????? So guess what we end up with exactly the amount we were getting before all this started!! We won’t get  any April increase though until the ESA rates catch up with the old Incapacity benefit rates. As to whether these rates apply to income based ESA, well that’s something else that’s not clear!

As you can  see lots of things we are unsure about meaning we still can’t plan our finances properly until we’ve sought answers to these questions. What does strike me though is all we’ve gone through to get back to where we started. What a waste of taxpayers money (we pay tax incidentally -on the pension). In an effort to get people of benefits the government is wasting money which could be better spent elsewhere and in many cases people will end up with exactly what they began with. If the medical criteria was not so unfair money would be saved immediately on the appeal processes that many are forced to go through. The sad thing is the government would rather waste money on them than give it to genuine claimants. People have died awaiting appeal, people who clearly aren’t fit for work have given up unable to stand the stress and are now being hounded by jobcentreplus to find work. Work that for them does not exist. Whilst government shovels money into Atos’ pockets. They should all be hanging their heads in shame at their treatment of  vulnerable people. Now Atos has been handed the contract to reform  Disability Living Allowance so we can expect much more of the same!