Category Archives: low paid

When is minimum wage not minimum wage?

Well wouldn’t you know it something I want to write about occurs a couple of days after my post about ending the blog!

My son is currently trudging the streets delivering leaflets and is he receiving minimum wage? Is he hell! So how does an employer get away with this? By employing him on a self-employed basis! The situation is he is self-employed but not really self-employed,  if you see what I mean. Fact is he works for no-one but this company and answered an ad which didn’t specify self-employment but that’s the deal. No wage at all just a certain amount per leaflet. This carry on is actually fairly prolific in this country and I know many people employed on this basis. Some actually get minimum wage or higher, it’s just that the company don’t want to deal with tax etc. My son is only young so although it’s annoying that he works 5 hrs and only makes enough for his bus fare for the week, it’s not a matter of not being able to feed his children. The sad thing is that working for the same company are people who have rent to pay, kids to feed and a home to run.

Under universal credit people in this situation will be hounded to get better work as obviously they don’t make enough  to live on and will have to claim something to enable them to live. Rather than being vilified these people should be applauded. Pounding the streets in all weather’s, putting their hands through letter boxes where dogs live, carrying heavy loads for several hours a day for what? A couple of pence per leaflet. What an awful situation to be in damned if you do and damned if you don’t!

The UK in 2014 what a great country to live in!

Benefits Street

I felt I just had to comment on this programme. I didn’t really want to watch it, knowing before I did exactly what impression it would be making to the wider public. I was going to post a link but am not sure I want to up the viewing figures but I suppose in order to form an opinion you need it so http://www.channel4.com/programmes/benefits-street.

Having been in the position of being on benefits for a while I know it isn’t possible to live comfortably on them. You have to make sacrifices which in the opinion of some people is only right for something which isn’t meant to be forever. For those who find themselves unable to work through illness or can’t find a job no matter how hard they try, it may be something they have to do for the foreseeable future or for the rest of their life. It is not possible, contrary to popular opinion to have HD tv’s, the latest iPhone or computer, fantastic holidays (or any holiday in most cases) or posh cars on benefits. The reason people have these things can be many.

1)  They already had them before they claimed benefits.

2) A kind family member has gifted the item(s)

3) They are getting money from elsewhere.

Whilst I can’t condone people working on the side, shoplifting or drug taking I can understand getting to the point where you no longer care about anything but getting money from somewhere to feed your family or heat your home. It amazes me that people are so quick to label benefits claimants as scroungers but no one gives as much publicity to MP’s scrounging. What about the thousands paid by Diane Abbott or Iain Duncan Smith from taxpayers pockets for their portraits!  Surely in a country where children are going hungry this is wrong on every level!

I know the people on the street portrayed in Benefits Street could be classed as rough and ready, but one thing they do seem to have that a lot of us lack is community spirit and I applaud that. No one knows today where they will be in a year’s time. Poverty can be a paycheck away. Please look a little deeper before you judge these people. Circumstances have made them into the people they are. No one wants to live a stressful life like theirs.

And so it goes on………….

Things just ticking along here so not posted in a while. The effective cut in benefits is starting to hit home and we are struggling to keep up with bills and putting food on the table. Although I pride myself on being able to manage on a very tight budget there will come a point when even I can no longer do it! We have to begin paying council tax next month out of less money than we have ever had to manage on before! The business idea is coming along but slowly due to the other things I have to contend with and if I don’t manage to get it up and running before Universal Credits are brought in I will struggle more than at present to make a go of it. Have still had no news from any of the voluntary work I applied for – it really is that bad round here. Am not going to give up though….. as difficult as it is to keep motivated I need to know I tried my utmost to make things work out for us.

My partner has a WRAG interview at the jobcentre next week… not sure what good it will do but we’ll see………He also has an appointment for counselling re depression.

There are casualties of this government’s policies all over the internet due to the reduction in benefits, bedroom tax and no or very low wage increases which don’t keep up with increasing prices, while at the same time MP’s begin to talk about giving themselves a 10% pay rise. It beggars belief that they really are so out of touch with the ‘ordinary people’ in this country. Could they rub our noses in it any more than this…….. believe me they will if they get the chance!! What a bunch of self-serving b*stards they are!!!!!!!

Major meltdown

Not written for a while as not much to report. Our friends have moved and are very unhappy, in fact unhappy isn’t strong enough they have sunk into a depression. The place they’ve moved to is a shit hole and they have no money to fix it up. There is nothing you can say to them is there? Personally I would have stuck it out until I could’nt go on any longer but realistically unless the jobs market changes there is little chance of them getting employment so perhaps they had no choice. It’s a really sad place to be – pushing 60 with nothing to show for it.:(

Here my partner has had a letter saying he’s in the WRAG group and detailing his benefits breakdown but we aren’t sure if this is the result of his medical or not as there wasn’t any points breakdown. Or do you only get that if they refuse you ESA? He has also had a letter with an appointment for a work related interview next month. We’ll see what happens!

Myself I’ve just had enough. I’m in the process of trying to start a business but it is off-putting when they are changing the benefit rules to penalize even this. I’ve applied for a few jobs but no joy, have applied to volunteer, no joy, it seems I’m stuck in this trap. To be honest and I’m sorry if this sounds callous but I don’t want to be where the buck stops any more. I don’t want to be the one who sorts out all the bills, keeps the house something like clean, feeds everyone, washes and irons the clothes, sits doing anything they can to make a bit of extra cash on the internet, just so we can have the things we need. I don’t want to go out shopping and come back to find the same mess I left when I went out because him indoors can’t be bothered to do anything. I’m losing the plot. Being the one who runs the house I could cope with but being the one who runs the house and has to deal with someone who is negative from the minute he rises everyday is just too much and I want out. I’ve had enough!!!

 

POLITICIANS MUST HAVE HEARTS OF STONE

Any ‘normal’ person couldn’t fail to be moved by the plight of those on the receiving end of the bedroom tax but despite campaigning to highlight the misery all this is causing, they are still refusing to budge. My friends have in effect thrown in the towel and are exchanging with their daughter. This way they don’t have to rip the house apart but they do have to make some ‘repairs’ (I use the term loosely) to meet council criteria. ( I refuse to call them standards!) They are still going to have to pay the tax for one room even with this move and their daughter will also have to pay for one room as her children are under ten. My friends are distraught that they are moving from their home of 30+ years, even more that they are moving from the area where they themselves grew up and where their elderly relatives live. They are now a bus ride away from her mum who is also unhappy about them moving since she relies on them for help and company. They have all been in tears about the awfulness of the situation. Only a heart of stone could inflict such misery on those who have no choices in life. My area is going downhill fast with shop after shop closing, together with other business so try as you may there are very few jobs to be had round here. To have the only place you could call your sanctuary, your haven, the place you feel safe taken from you in this way is nothing short of barbaric. I’m thoroughly disgusted by those who voted for this tax especially the lib- dems who could have stopped it in its tracks. I hope they all live to regret it!

If you didn’t laugh……..

My friends who are threatened with the bedroom tax have been visited by not one but two council representatives to inspect their home so that they can apply for a smaller property which begs the question why does it take two of them? Isn’t that a waste of council tax payer’s money?

They have been told they can apply for both a 1 bedroom and a 2 bedroom property because yes you’ve guessed it- there aren’t enough 1 beds to go round, so they may still end up paying  the tax for 1 bedroom. If they refuse any property offered they go to the bottom of the list. So in effect they may wait for ages, be offered a shit hole and either have to take it or carry on paying bedroom tax on their present home.

Then comes the really laughable bit. My friends have over the years improved their home, having put ceramic tiled floors in, nice light fittings, wooden doors and they’ve tiled the bathroom walls. The council representative says they have to rip up the tiles, take down light fittings, replace doors and replace the tiles in the bathroom with fixtures and fittings up to council standards.!! ( mouth hits the floor!) I have council standard floor tiles (shit ones!), I have council standard bathroom tiles  (falling off!- and keep coming off when council fix em), I have council issue doors ( complete with holes I’ve had to fill in where kids when small knocked them with toys), they are not much better than cardboard. I also have council floor tiles, uneven, cheapest of the cheap. My friend home is far and away above council standards and someone would be lucky to get it in its present state. I can’t believe how stupid these people are!! Surely if these people can’t afford the bedroom tax they can’t afford to replace all this stuff as well, together with the costs of removal and carpets etc for a new property. Don’t they see that if they left suitable fixtures it would help all the people who find themselves having to move. Oh wait sorry silly me they just want to make people’s life a misery, the word help just isn’t in their vocabulary!

bad dreams!

I woke the other night from a dream where we had lost the local authority house we live in and were back in the previous home we occupied, it was more like a nightmare actually! Our previous house was mortgaged and as we had a young family and a very poor wage to live on was in a state of disrepair. As the interest rates rose we fell further and further behind with the payments, my partner became ill with mental health problems and began to need sick leave and this forced us further into debt. The upshot was we were repossessed.

We then moved to our present home and always thought we would be here until the kids had grown and then we’d opt for an old person’s bungalow. Instead we will probably be in a private rent in a worse state than our first home was. Although as I’ve previously stated we are unaffected by the bedroom tax, we will be affected by the changes in council tax benefit which begin in April. A friend affected viewed a private rent which was damp, mouldy and disgusting! Obviously these things must be playing on my mind, hence the dreams.

Together with the fact that those on benefits are being threatened by the sceptre of payment cards all these changes are enough to give anyone nightmares.  The fat cats bringing in these changes don’t understand the hardships faced by being poor in fact I’d stake my life on me being better at budgeting than them!! Once more these schemes are designed to put money in the pockets of rich private companies providing the cards, whilst charging the poor for something they never wanted. I can see many more people having to resort to food banks if this scheme goes ahead. Cameron should be ashamed of his country needing food banks not congratulating them for caring where he doesn’t and smiling whilst he does it! I hope the chaos in April costs him his job!

More pain -council tax benefit changes

Yet another shock to the pockets of the poor and vulnerable is set to be upon us in April when changes to council tax benefit take hold. Whilst it is in the hands of each local authority to decide how to distribute the money allocated for this benefit many have taken the decision to abolish 100% benefit for working age people. This means that many of those in poorly paid work, ill, disabled or out of work will have to find something out of their meagre income towards their council tax. In the case of my friends facing the bedroom tax, our local paper is reporting that their council expects to collect at least 8.5% from those who previously received 100% benefit, which they are saying will amount to approximately £85 per year for a Band A property. So now on top of the bedroom tax of approximately £25 per week they now have at least an extra £2 to find towards their council tax. To those who aren’t struggling this won’t sound much but when you are at the bottom end of the income spectrum, every penny counts and this is just pouring more stress and hardship on top of  the already immense pressure they are under. Where will it end?

On a brighter note momentum seems to be growing in the highlighting of the bedroom tax with members of the group on facebook appearing on radio 5, channel 4 news, newspapers (details can be found here https://www.facebook.com/groups/antibedroomtax/) and pieces cropping up on various local news programmes. Well done to all those helping to highlight the cause. Here’s hoping we can get this unfair tax reversed.

Here we go again!

Having sought advice from a welfare rights centre it seems that yes it is correct that you can be reviewed six months after winning an appeal for ESA. So it seems here we go again! Obviously the idea is to put off those who aren’t genuine but this is causing immense stress to those who are genuine and their families. It is not good for the health of anyone to be put through this stress on a regular basis. I have always borne the burden of the paperwork from DWP as my partner can’t cope with it all, but I’m now finding myself in the position of feeling as if I’m struggling to cope also. It’s beginning to affect my health and not for the better! I have been suffering with stomach problems since xmas, together with low mood/depression. I haven’t yet sought medical treatment but will have to if it continues. As the claim for ESA isn’t mine none of my problems are taken into account but all this uncertainty and stress is very hard for me to cope with so I really feel for people who have numerous medical issues as well as having to deal with ESA claims, bedroom tax problems and the impending changes to DLA. I have to come to the conclusion that this is the idea, make us all so ill that we roll over and take all that is thrown at us or worse decide this life isn’t worth living anymore, as so many have already done. I’d challenge the likes of Cameron, Clegg, Osborne and IDS to travel on buses around my deprived area of Britain and listen to what people really think and have to contend with on a daily basis. I regularly overhear people struggling to apply for the number of jobs asked for by the jobcentre, worrying about being ill in case they lose their job, talking about committing a crime so they’ll get help to find a home because they’re sick of sofa surfing and have exhausted every other avenue of help, and wondering what they have to look forward to. Do they want us all to turn to crime?
I for one know I can’t carry on like this. I am trying to better my prospects of getting off benefits but if this keeps on I won’t have the will or health to do anything. How does that help either the country or the individual?

Merry Xmas from DWP

I’m not much good with figures to be honest and I sometimes struggle to remember the names of MPs because many of them are so wishy-washy these days, but one thing I do know is the things this government are doing should not be happening to one person never mind the thousands it is affecting. I watched the programme on http://www.bbc.co.uk/iplayer/episode/b01pc1qb/Panorama_Britains_Hidden_Housing_Crisis/ last night and was particularly appalled by the treatment of the lady suffering from cancer. As she put it a few months of help would have seen her through until she could pick up her life again and get straight, instead she was offered a smelly flat. Disgusting!

Meanwhile Maria Miller claims 90,000+ for a second home occupied by her parents and Cameron stands up for her. This from the government that can’t stump up a few quid for housing benefit for the poorest in society. Just don’t know how they sleep at night. Whereas you or I would be prosecuted for such offences, what’s betting she gets off with it. One rule for them…..

And back here my friends’ struggling with the problem of bedroom tax have received a bill from DWP for £10 outstanding on a loan they had eight, yes EIGHT years ago! Somehow this got overlooked by DWP and themselves, possibly they were on one of their breaks from receipt of benefit and my friend had  a short period of work. They can’t remember. DWP have kindly said they can pay it out of their JSA over the two week Xmas holidays at a fiver a week. Couldn’t they have waited til after the festivities? After all they’ve waited eight years. Have those at the DWP got nothing better to do than go back over years worth of data to find such oversights? Meanwhile the likes of Miller claim thousands from the public purse for their own personal gain and that’s seen as fair. After all we’re all in it together, but some of us are in it further than others!!