I woke the other night from a dream where we had lost the local authority house we live in and were back in the previous home we occupied, it was more like a nightmare actually! Our previous house was mortgaged and as we had a young family and a very poor wage to live on was in a state of disrepair. As the interest rates rose we fell further and further behind with the payments, my partner became ill with mental health problems and began to need sick leave and this forced us further into debt. The upshot was we were repossessed.
We then moved to our present home and always thought we would be here until the kids had grown and then we’d opt for an old person’s bungalow. Instead we will probably be in a private rent in a worse state than our first home was. Although as I’ve previously stated we are unaffected by the bedroom tax, we will be affected by the changes in council tax benefit which begin in April. A friend affected viewed a private rent which was damp, mouldy and disgusting! Obviously these things must be playing on my mind, hence the dreams.
Together with the fact that those on benefits are being threatened by the sceptre of payment cards all these changes are enough to give anyone nightmares. The fat cats bringing in these changes don’t understand the hardships faced by being poor in fact I’d stake my life on me being better at budgeting than them!! Once more these schemes are designed to put money in the pockets of rich private companies providing the cards, whilst charging the poor for something they never wanted. I can see many more people having to resort to food banks if this scheme goes ahead. Cameron should be ashamed of his country needing food banks not congratulating them for caring where he doesn’t and smiling whilst he does it! I hope the chaos in April costs him his job!