Monthly Archives: January 2013

bad dreams!

I woke the other night from a dream where we had lost the local authority house we live in and were back in the previous home we occupied, it was more like a nightmare actually! Our previous house was mortgaged and as we had a young family and a very poor wage to live on was in a state of disrepair. As the interest rates rose we fell further and further behind with the payments, my partner became ill with mental health problems and began to need sick leave and this forced us further into debt. The upshot was we were repossessed.

We then moved to our present home and always thought we would be here until the kids had grown and then we’d opt for an old person’s bungalow. Instead we will probably be in a private rent in a worse state than our first home was. Although as I’ve previously stated we are unaffected by the bedroom tax, we will be affected by the changes in council tax benefit which begin in April. A friend affected viewed a private rent which was damp, mouldy and disgusting! Obviously these things must be playing on my mind, hence the dreams.

Together with the fact that those on benefits are being threatened by the sceptre of payment cards all these changes are enough to give anyone nightmares.  The fat cats bringing in these changes don’t understand the hardships faced by being poor in fact I’d stake my life on me being better at budgeting than them!! Once more these schemes are designed to put money in the pockets of rich private companies providing the cards, whilst charging the poor for something they never wanted. I can see many more people having to resort to food banks if this scheme goes ahead. Cameron should be ashamed of his country needing food banks not congratulating them for caring where he doesn’t and smiling whilst he does it! I hope the chaos in April costs him his job!

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More pain -council tax benefit changes

Yet another shock to the pockets of the poor and vulnerable is set to be upon us in April when changes to council tax benefit take hold. Whilst it is in the hands of each local authority to decide how to distribute the money allocated for this benefit many have taken the decision to abolish 100% benefit for working age people. This means that many of those in poorly paid work, ill, disabled or out of work will have to find something out of their meagre income towards their council tax. In the case of my friends facing the bedroom tax, our local paper is reporting that their council expects to collect at least 8.5% from those who previously received 100% benefit, which they are saying will amount to approximately £85 per year for a Band A property. So now on top of the bedroom tax of approximately £25 per week they now have at least an extra £2 to find towards their council tax. To those who aren’t struggling this won’t sound much but when you are at the bottom end of the income spectrum, every penny counts and this is just pouring more stress and hardship on top of  the already immense pressure they are under. Where will it end?

On a brighter note momentum seems to be growing in the highlighting of the bedroom tax with members of the group on facebook appearing on radio 5, channel 4 news, newspapers (details can be found here https://www.facebook.com/groups/antibedroomtax/) and pieces cropping up on various local news programmes. Well done to all those helping to highlight the cause. Here’s hoping we can get this unfair tax reversed.

Here we go again!

Having sought advice from a welfare rights centre it seems that yes it is correct that you can be reviewed six months after winning an appeal for ESA. So it seems here we go again! Obviously the idea is to put off those who aren’t genuine but this is causing immense stress to those who are genuine and their families. It is not good for the health of anyone to be put through this stress on a regular basis. I have always borne the burden of the paperwork from DWP as my partner can’t cope with it all, but I’m now finding myself in the position of feeling as if I’m struggling to cope also. It’s beginning to affect my health and not for the better! I have been suffering with stomach problems since xmas, together with low mood/depression. I haven’t yet sought medical treatment but will have to if it continues. As the claim for ESA isn’t mine none of my problems are taken into account but all this uncertainty and stress is very hard for me to cope with so I really feel for people who have numerous medical issues as well as having to deal with ESA claims, bedroom tax problems and the impending changes to DLA. I have to come to the conclusion that this is the idea, make us all so ill that we roll over and take all that is thrown at us or worse decide this life isn’t worth living anymore, as so many have already done. I’d challenge the likes of Cameron, Clegg, Osborne and IDS to travel on buses around my deprived area of Britain and listen to what people really think and have to contend with on a daily basis. I regularly overhear people struggling to apply for the number of jobs asked for by the jobcentre, worrying about being ill in case they lose their job, talking about committing a crime so they’ll get help to find a home because they’re sick of sofa surfing and have exhausted every other avenue of help, and wondering what they have to look forward to. Do they want us all to turn to crime?
I for one know I can’t carry on like this. I am trying to better my prospects of getting off benefits but if this keeps on I won’t have the will or health to do anything. How does that help either the country or the individual?

Happy New Year!!

Happy new year everyone!! Unfortunately the start to mine has been a bit mixed, the depression/low mood has reared its ugly head again and have been left feeling less than healthy which is why I haven’t felt like posting.

Just before xmas we received a new ESA 50 form to fill in even though it is only about 6 months since we won the appeal for the last one. I’m not sure if this means we may have to go through it all again but just the thought of it fills me with dread. I really cannot go through this every 6-12 months but I suppose that’s the idea.

The stress of it all last time was immense and I don’t think the Government realizes or cares about the impact of all this stress on our health. The friends of ours who face the bedroom tax have spent the whole of xmas being ill, and having to deal with one relative overdosing due to the hopelessness caused by their situation. Thankfully they were ok after treatment.

Despite all the spotlight on ATOS, DWP and the Government regarding their treatment of the disadvantaged little seems to be changing as the case of the man with heart failure on the news a few days ago highlighted. Despite the fact he wore a box with wires fixed to his heart in order to remain alive he received no points and was found fit for work. Needless to say he is appealing but at what cost to his health. So we see the demonization goes on………